TERMS OF USE

Last Updated: 20/10/2025

Welcome to the HBF Institute of Technology website, owned and operated by HBF Capital Group LLC (“HBF”, “we”, “us”, or “our”). By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the site.

Purpose of the Website

This website provides general information about HBF Institute of Technology, our tutoring programs, services, and related content. Use of this website does not create a student enrollment agreement, tutoring contract, or any legal relationship beyond browsing and accessing information. Participation in any paid program is governed by a separate student agreement.

Eligibility

You must be at least 13 years old to use this website. If you are under 18, you may only use the site with permission and supervision from a parent or legal guardian.

Use of the Website

You agree to use the site only for lawful purposes and not to:

Attempt to hack, disrupt, or interfere with the website’s operation.

Copy, scrape, or reproduce content for commercial use without permission.

Misrepresent your identity or provide false information.

Use the site to send unsolicited messages or spam.

Engage in any activity that could harm HBF or other users.

Intellectual Property

All content on this site, including text, graphics, logos, visuals, and learning references, is owned by or licensed to HBF Capital Group LLC. You may view or download content for personal, non-commercial use only. Reproduction, redistribution, or commercial use without written permission is prohibited.

No Guarantees or Educational Outcomes

Information on this website is for general informational and promotional purposes and should not be considered professional advice. We do not guarantee any specific educational, financial, employment, or career outcomes based on your use of this website. Any employment or refund-related guarantees apply only as outlined in a separate written student agreement, not this website.

Third-Party Links and Services

The website may include links to third-party websites or tools (such as scheduling platforms, payment providers, analytics, or social platforms). We are not responsible for the content, policies, or actions of these third-party sites. Your use of their services is at your own risk and subject to their respective terms.

Privacy

Your use of the site is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

Changes to the Website or Terms

We may update, change, remove, or modify parts of the site or these Terms at any time. When updated, the revised Terms will be posted with a new “Last Updated” date. Continued use of the site after changes means you accept the updated Terms.

Disclaimer of Warranties

The website is provided “as is” and “as available,” without any warranties of any kind, whether express or implied. We do not warrant that the site will be error-free, secure, uninterrupted, or that any content will always be accurate or complete.

Limitation of Liability

To the fullest extent permitted by law, HBF Capital Group LLC is not liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the website, including loss of data, revenue, or business opportunities.

Indemnification

You agree to indemnify and hold harmless HBF Capital Group LLC, its employees, partners, and affiliates from any claims, damages, or expenses arising from your misuse of the website or violation of these Terms.

Governing Law

These Terms are governed by the laws of the State of Delaware, without regard to its conflict of laws principles. Any disputes will be resolved in state or federal courts located in Delaware.

Contact Information

For questions about these Terms or the website, please contact:

HBF Capital Group LLC

Delaware, USA

Email: institute@hbf.capital